Synchrony Financial (SYF)

SEC fundamentals · as filed in 10-Q FY2026, period ended Sep 30, 2026 · updated Oct 24, 2026

Verified against EDGAR
Total Assets
$122.47B
Stockholders' Equity
$16.55B
Cash & Equivalents
$15.90B
Long-Term Debt
$17.02B

as filed in 10-Q FY2026, period ended Sep 30, 2026 · View filings on EDGAR ↗

In its 10-Q for the period ended Sep 30, 2026, Synchrony Financial reported net income of $892.0M and total assets of $122.47B. Every figure below is taken directly from Synchrony Financial's SEC filings: each links to the source document on EDGAR.

Revenue and net income by fiscal year

As reported in each year’s annual filing · USD

Fiscal yearRevenueNet income
FY2025—$3.55B
FY2024—$3.50B
FY2023—$2.24B
FY2022—$3.02B
FY2021—$4.22B
FY2020—$1.39B
FY2019—$3.75B
FY2018—$2.79B
FY2017—$1.94B
FY2016—$2.25B

Recent SEC filings

Filed by the registrant · newest first · insider forms and holder schedules not included

FormFiledSource
10-QOct 22, 2026on EDGAR ↗
8-KOct 20, 2026on EDGAR ↗
8-KOct 20, 2026on EDGAR ↗
8-KSep 11, 2026on EDGAR ↗
8-KAug 14, 2026on EDGAR ↗
8-KJul 31, 2026on EDGAR ↗
10-QJul 23, 2026on EDGAR ↗
8-KJul 21, 2026on EDGAR ↗
8-KJul 21, 2026on EDGAR ↗
8-KJun 29, 2026on EDGAR ↗

All filings on EDGAR ↗

Balance Sheet

as of Sep 30, 2026 · 10-Q

Total Assets$122.47Bsource ↗
Stockholders’ Equity$16.55Bsource ↗
Cash & Equivalents$15.90Bsource ↗
Long-Term Debt$17.02Bsource ↗

Income Statement

10-Q (quarterly) · period ended Sep 30, 2026

Revenue—source ↗
Net Income$892.0Msource ↗
Pretax Income$1.18Bsource ↗
Gross Profit—source ↗
Cost of Revenue—source ↗
R&D Expense—source ↗

Per Share & Cash Flow

10-Q (quarterly) · period ended Sep 30, 2026

EPS (diluted)$2.68source ↗
EPS (basic)$2.71source ↗
Shares Outstanding311.4Msource ↗
Cash from Operations$2.50Bsource ↗
Cash from Financing-$506.0Msource ↗
Cash from Investing-$2.54Bsource ↗

Insider activity

Form 4 open-market activity, last 180 days

Buys
0
Sells
6
Net shares
-62.0K

Restatement history

Point-in-time

5 of 299 annual fact-keys were materially restated between filings: what Synchrony Financial first reported differed from what it later filed. We keep every vintage of every annual figure, each keyed to its EDGAR accession.

See each original-vs-restated value, and query any company as of any past date, with the point-in-time API.

Deeper fundamentals

A free API key reaches SYF’s revenue, margin and free-cash-flow trajectory (newest 3 fiscal years) and its leverage, liquidity and return ratios (newest 4 quarters). Analyst extends those to up to 20 years and 20 quarters, and adds the Piotroski F-score and accruals quality score. As-of fundamentals at any past date are on Free too, up to 10 lookups a day; Analyst removes that cap and adds the original-vs-restated detail, across the whole SEC universe.

Programmatic access

Everything on this page is served by the Distill API and by the MCP server at mcp.distillmarkets.com. A free key is issued at sign-up with no card; the full reference is in the docs.

These fundamentals, as filed
curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/fundamentals/SYF

MCP tool: get_sec_fundamentals ticker=SYF

The same figures as they were known on any past date
curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/fundamentals/SYF/as-of/YYYY-MM-DD

MCP tool: get_asof_fundamentals ticker=SYF as_of=YYYY-MM-DD

Fiscal-year trajectory: revenue, margins, free cash flow
curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/fundamentals/SYF/history

MCP tool: get_fundamentals_history ticker=SYF

Leverage, liquidity, margin and return ratios
curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/financial-health/SYF

MCP tool: get_financial_health ticker=SYF

Not investment advice. Figures are shown as filed with the SEC; see the EDGAR source links for the original documents. Data may lag the latest filing.