BREAD FINANCIAL HOLDINGS, INC. (BFH)

SEC fundamentals · as filed in 10-Q FY2026, period ended Sep 30, 2026 · updated Oct 30, 2026

Verified against EDGAR

Total Assets

$23.29B

Stockholders' Equity

$3.44B

Cash & Equivalents

$3.96B

Long-Term Debt

—

as filed in 10-Q FY2026, period ended Sep 30, 2026 · View filings on EDGAR ↗

In its 10-Q for the period ended Sep 30, 2026, BREAD FINANCIAL HOLDINGS, INC. reported revenue of $1.02B, net income of $156.0M, and total assets of $23.29B. Every figure below is taken directly from BREAD FINANCIAL HOLDINGS, INC.'s SEC filings: each links to the source document on EDGAR.

Revenue trend

Revenue · FY2016–FY2025 · as reported

$7.14B$3.68B$214.0M

FY2016FY2019FY2022FY2025

Revenue$3.85BNet income$518.0M

FY2016 revenue: $7.14B
FY2025 revenue: $3.85B

Revenue and net income by fiscal year

As reported in each year’s annual filing · USD

Fiscal year	Revenue	Net income
FY2025	$3.85B	$518.0M
FY2024	$3.84B	$277.0M
FY2023	$4.29B	$718.0M
FY2022	$3.83B	$223.0M
FY2021	$3.27B	$801.0M
FY2020	$4.52B	$214.0M
FY2019	$5.58B	$278.0M
FY2018	$5.67B	$963.1M
FY2017	$5.47B	$788.7M
FY2016	$7.14B	$515.8M

Recent SEC filings

Filed by the registrant · newest first · insider forms and holder schedules not included

Form	Filed	Source
8-K	Oct 28, 2026	on EDGAR ↗
8-K	Oct 27, 2026	on EDGAR ↗
10-Q	Oct 27, 2026	on EDGAR ↗
8-K	Oct 22, 2026	on EDGAR ↗
8-K	Oct 22, 2026	on EDGAR ↗
8-K	Sep 15, 2026	on EDGAR ↗
8-K	Sep 8, 2026	on EDGAR ↗
8-K	Aug 17, 2026	on EDGAR ↗
10-Q	Jul 28, 2026	on EDGAR ↗
8-K	Jul 23, 2026	on EDGAR ↗

All filings on EDGAR ↗

Balance Sheet

as of Sep 30, 2026 · 10-Q

Total Assets	$23.29B	Assets	source ↗
Stockholders’ Equity	$3.44B	StockholdersEquity	source ↗
Cash & Equivalents	$3.96B	CashAndCashEquivalentsAtCarryingValue	source ↗
Long-Term Debt	—	—	source ↗

Income Statement

10-Q (quarterly) · period ended Sep 30, 2026

Revenue	$1.02B	RevenuesNetOfInterestExpense	source ↗
Net Income	$156.0M	NetIncomeLoss	source ↗
Pretax Income	$209.0M	IncomeLossFromContinuingOperationsBeforeIncomeTaxesExtraordinaryItemsNoncontrollingInterest	source ↗
Gross Profit	—	—	source ↗
Cost of Revenue	—	—	source ↗
R&D Expense	—	—	source ↗

Per Share & Cash Flow

10-Q (quarterly) · period ended Sep 30, 2026

EPS (diluted)	$3.82	EarningsPerShareDiluted	source ↗
EPS (basic)	$3.91	EarningsPerShareBasic	source ↗
Shares Outstanding	38.0M	EntityCommonStockSharesOutstanding	source ↗
Cash from Operations	$601.0M	NetCashProvidedByUsedInOperatingActivities	source ↗
Cash from Financing	$519.0M	NetCashProvidedByUsedInFinancingActivities	source ↗
Cash from Investing	-$673.0M	NetCashProvidedByUsedInInvestingActivities	source ↗

Insider activity

Form 4 open-market activity, last 180 days

Buys: 2
Sells: 4
Net shares: -17.1K

Restatement history

Point-in-time

32 of 529 annual fact-keys were materially restated between filings: what BREAD FINANCIAL HOLDINGS, INC. first reported differed from what it later filed. We keep every vintage of every annual figure, each keyed to its EDGAR accession.

See each original-vs-restated value, and query any company as of any past date, with the point-in-time API.

See the restatement detail →

Deeper fundamentals

A free API key reaches BFH’s revenue, margin and free-cash-flow trajectory (newest 3 fiscal years) and its leverage, liquidity and return ratios (newest 4 quarters). Analyst extends those to up to 20 years and 20 quarters, and adds the Piotroski F-score and accruals quality score. As-of fundamentals at any past date are on Free too, up to 10 lookups a day; Analyst removes that cap and adds the original-vs-restated detail, across the whole SEC universe.

Get a free API key →See plans

Programmatic access

Everything on this page is served by the Distill API and by the MCP server at mcp.distillmarkets.com. A free key is issued at sign-up with no card; the full reference is in the docs.

These fundamentals, as filed: curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/fundamentals/BFH
MCP tool: get_sec_fundamentals ticker=BFH
The same figures as they were known on any past date: curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/fundamentals/BFH/as-of/YYYY-MM-DD
MCP tool: get_asof_fundamentals ticker=BFH as_of=YYYY-MM-DD
Fiscal-year trajectory: revenue, margins, free cash flow: curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/fundamentals/BFH/history
MCP tool: get_fundamentals_history ticker=BFH
Leverage, liquidity, margin and return ratios: curl
curl -H "X-Api-Key: $DISTILL_API_KEY" \
https://api.distillmarkets.com/api/v1/sec/financial-health/BFH
MCP tool: get_financial_health ticker=BFH

Not investment advice. Figures are shown as filed with the SEC; see the EDGAR source links for the original documents. Data may lag the latest filing.